You would think that it would be very hard to make money off people who don't have much of it. However many businesses do exactly that. It's not a by-product it's the main game. One of those industries is the Payday Loan companies.
The reason people go to these companies is because their credit rating is so low that they cannot get a loan from other financial organisations. That may be because they are someone who is part of the working poor, or unemployed, or on a pension of some kind, or they might just be really bad with money. In other words these people are amongst the most vulnerable people in society. And the payday companies make nearly all of their money from such people.
The loans are not massive, from hundreds to thousands of dollars. Most are taken out to cover an unexpected emergency. The payday companies argue that they help people get through difficult financial situations. They argue that they help vulnerable people. Thats true, sadly it's not the whole truth.
If it was interest rates of 400% wouldn't exist!
In Australia this is legal!
If you don't live in Australia, don't be surprised if it's also legal where you live.
Most people if they needed a few hundred or even a few thousand would go to family to help them. For whatever reason these people cannot do that. It might be a good reason or it might be a bad reason. In the old days the church might be able to help. Today the payday loan companies exist.
It is not that such companies should not exist, it is that they should not be given free reign to commit plunder. Financial companies, big and small need to be held accountable for their actions, something that they currently are not!
Upon Hope Blog - A Traditional Conservative Future
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Sunday, 8 December 2019
Saturday, 7 December 2019
Crowded Housing
As the price of housing continues to rise in Australia and the number of foreigners here continues to rise, more and more young people are living with their parents. 66% of people aged between 18-24 live with their parents.
Now living with your parents is not shameful, nor is it socially bad. Extended families are a good thing. However this is not a sign of a healthy economy or a healthy society society, it is not even government policy. The government has not intended to create extended families, were multiple generations live under one room. It is instead a sign of the pressures that people are now under.
Instead of young people being able to forge a path for their own they are now being forced to forgo starting an independent future. Marriage and children are also being delayed so that money can be saved simply to have a roof over their heads. Fifty years ago most people bought a house when they were young adults, 18-24. They married and had children at that age.
While the economy has changed since that time, the great change has been government policy. The desire by governments to increase the price of housing at any cost. The high price of housing is heralded as a great economic boon. However it only helps those who already own a house...and who want to sell it. And those with high income.
Even renting has become harder, with ever increasing pressures, with more and more people being crammed into our cities. While young people lack both money nor references to help them get ahead. It is also hard for the poor to afford housing. It s a major reason why we have so many homeless people and why we even see beggers in our suburbs. Something unheard of in times past.
To fix these problems we need to stop our open policy and return to a closed policy. Whereby mostly Australians buy Australian houses. Limit foreigners owners to people who come from countries where we can buy houses in their country. To stop bring people into the country and to enact a policy of remigration.
It's time our government returned to being loyal to us!
Upon Hope Blog - A Traditional Conservative Future
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Voices From Palestine 1890s-1948 - A Book Review
Now living with your parents is not shameful, nor is it socially bad. Extended families are a good thing. However this is not a sign of a healthy economy or a healthy society society, it is not even government policy. The government has not intended to create extended families, were multiple generations live under one room. It is instead a sign of the pressures that people are now under.
Instead of young people being able to forge a path for their own they are now being forced to forgo starting an independent future. Marriage and children are also being delayed so that money can be saved simply to have a roof over their heads. Fifty years ago most people bought a house when they were young adults, 18-24. They married and had children at that age.
While the economy has changed since that time, the great change has been government policy. The desire by governments to increase the price of housing at any cost. The high price of housing is heralded as a great economic boon. However it only helps those who already own a house...and who want to sell it. And those with high income.
Even renting has become harder, with ever increasing pressures, with more and more people being crammed into our cities. While young people lack both money nor references to help them get ahead. It is also hard for the poor to afford housing. It s a major reason why we have so many homeless people and why we even see beggers in our suburbs. Something unheard of in times past.
To fix these problems we need to stop our open policy and return to a closed policy. Whereby mostly Australians buy Australian houses. Limit foreigners owners to people who come from countries where we can buy houses in their country. To stop bring people into the country and to enact a policy of remigration.
It's time our government returned to being loyal to us!
Upon Hope Blog - A Traditional Conservative Future
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Voices From Palestine 1890s-1948 - A Book Review
Friday, 6 December 2019
Destroying Our Heritage
A 114 year old house in the Melbourne suburb of Rosanna known as Arden Chase, was slated for destruction last month. The house was built in 1905 and was a weatherboard farmhouse. The suburb in 1905 being farmland. The local council tried to have the building saved, 500 people signed a petition to have it saved. However the Victorian Planning Minister Mr. Richard Wynne declined to give the oldest building in the suburb heritage protection.
In it's place will be seven townhouses.
This is the story all over Melbourne of grand and humble buildings being destroyed. All for money and to fill up with immigrants. Greed and treason.
In time these buildings grow in beauty and in value, including financial value. We have seen it for decades with suburb after suburb. The older the building the more it increases. Think of poor old St. Kilda road. One of the finest boulevards in the world and today it is filled with ugly high rise buildings. Before 1970 it was filled with mansions which had been built when Melbourne was known as Marvelous Melbourne, the second richest city in the British Empire. Today only one still exists and the only reason it does so is because it was owned by the Army.
Imagine how much money those mansions would be worth today!
We need to protect our heritage and that includes our physical heritage.
Everywhere we look we seen more construction, more of our heritage butchered and destroyed.
All for greed and treason.
Upon Hope Blog - A Traditional Conservative Future
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In it's place will be seven townhouses.
This is the story all over Melbourne of grand and humble buildings being destroyed. All for money and to fill up with immigrants. Greed and treason.
In time these buildings grow in beauty and in value, including financial value. We have seen it for decades with suburb after suburb. The older the building the more it increases. Think of poor old St. Kilda road. One of the finest boulevards in the world and today it is filled with ugly high rise buildings. Before 1970 it was filled with mansions which had been built when Melbourne was known as Marvelous Melbourne, the second richest city in the British Empire. Today only one still exists and the only reason it does so is because it was owned by the Army.
Imagine how much money those mansions would be worth today!
We need to protect our heritage and that includes our physical heritage.
Everywhere we look we seen more construction, more of our heritage butchered and destroyed.
All for greed and treason.
Upon Hope Blog - A Traditional Conservative Future
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The Real Enemy Is Liberalism
Thursday, 5 December 2019
Child Brides
When people praise immigration they like to say 'how goods the food?', but what about all the other benefits that immigration has brought....like child brides!
To be fair it's not only girls but also boys who are are getting married before the age of 18 in Australia. In Victoria in 2018-19 there were 31 reported cases. But everyone agrees that it is not the real figure, it has been described as only the tip of the iceberg. The number of reported cases has tripled since 2017-18.
The problem is so bad that the Australian Federal Police (AFP) have been conducting an information campaign in schools to discourage this illegal activity. But of course it goes on regardless.
A spokeswomen for the AFP said 'It is often difficult for victims to come forward, for a range of reasons, many of which reflect the inherent vulnerabilities associated with the crime.'
Which is one way of pointing out that this crime is rarely punished as within the communities that these activities take place they protect their own. They do not see this as a crime at all.
Ohhh the joys of living in a multicultural society!
Upon Hope Blog - A Traditional Conservative Future
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To be fair it's not only girls but also boys who are are getting married before the age of 18 in Australia. In Victoria in 2018-19 there were 31 reported cases. But everyone agrees that it is not the real figure, it has been described as only the tip of the iceberg. The number of reported cases has tripled since 2017-18.
The problem is so bad that the Australian Federal Police (AFP) have been conducting an information campaign in schools to discourage this illegal activity. But of course it goes on regardless.
A spokeswomen for the AFP said 'It is often difficult for victims to come forward, for a range of reasons, many of which reflect the inherent vulnerabilities associated with the crime.'
Which is one way of pointing out that this crime is rarely punished as within the communities that these activities take place they protect their own. They do not see this as a crime at all.
Ohhh the joys of living in a multicultural society!
Upon Hope Blog - A Traditional Conservative Future
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Free-Love And Traditional Conservatism
Wednesday, 4 December 2019
1 Million Jobs In The Future
The Australian government has announced that by 2024 their plan is to create 1,075,000 jobs. The good news is that there are currently 700,000 unemployed so I guess unemployed will end in five years time!
This jobs growth is forecasted to be made up of:
252,600 in healthcare and social assistance
172,400 in professional, scientific and technical services (everything from Law to IT)
129,300 in education and training
113,700 in construction
Although since 2013 1,500,000 jobs have been created and unemployment has not ended. You see it could end if these jobs were created in a closed system. A system whereby local companies created local jobs that only locals could get. However we work in an open system whereby we are competing against foreigner workers, both here and overseas. This great economic boon will not be of benefit to us at all. Instead it will fuel ever greater immigration. Ever greater dispossession.
That is of course if the government can even create these jobs, because while government is very happy to talk about job creation they are not happy to talk about job loses. And the reality is that jobs are being lost all the time. Not simply jobs, but entire industries.
For 45 years Australia has imported more than it has exported. Every year we grow poorer. The economic model that we live under is a giant transfer of wealth from First World countries to the Third world. It is socialism on an enormous scale.
Once upon a time the Australian people believed that the Australian government worked for them. Those days are long gone.
Upon Hope Blog - A Traditional Conservative Future
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This jobs growth is forecasted to be made up of:
252,600 in healthcare and social assistance
172,400 in professional, scientific and technical services (everything from Law to IT)
129,300 in education and training
113,700 in construction
Although since 2013 1,500,000 jobs have been created and unemployment has not ended. You see it could end if these jobs were created in a closed system. A system whereby local companies created local jobs that only locals could get. However we work in an open system whereby we are competing against foreigner workers, both here and overseas. This great economic boon will not be of benefit to us at all. Instead it will fuel ever greater immigration. Ever greater dispossession.
That is of course if the government can even create these jobs, because while government is very happy to talk about job creation they are not happy to talk about job loses. And the reality is that jobs are being lost all the time. Not simply jobs, but entire industries.
For 45 years Australia has imported more than it has exported. Every year we grow poorer. The economic model that we live under is a giant transfer of wealth from First World countries to the Third world. It is socialism on an enormous scale.
Once upon a time the Australian people believed that the Australian government worked for them. Those days are long gone.
Upon Hope Blog - A Traditional Conservative Future
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Tuesday, 3 December 2019
V for Vendetta - Melbourne Traditionalists Episode Eighteen
In this episode David Hiscox from XYZ and I talk about the ethnic orgins of actors and we give our take on the movie V for Vendetta.
Length: 30 minutes
Click on the link and enjoy!
Episode Eighteen
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Length: 30 minutes
Click on the link and enjoy!
Episode Eighteen
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Sunday, 1 December 2019
So Much For Right Wing Terrorism
Earlier this year the head of ASIO (Australian Security Intelligence Organization) was asked by a committee of the Australian Senate about right wing terrorism in Australia. He downplayed the risk, stating that no right wing group was listed as a terrorist organisation. However 26 groups are listed as terrorist organisations by the Australian government.
Every group listed is Muslim, 22 are Islamist, 3 are anti-Israeli, 1 is both Islamist and anti-Israeli and 1 is a leftist group that is also Muslim.
With this knowledge it would be prudent to restrict Muslim immigration. Of course the Australian government is not prudent. Instead if you point out the fact that every terrorist group listed by the Australian government is Muslim you are told that you are either a racist or a trouble maker. It is claimed that to point out these facts invites a terrorist attack.
If that is so then why are Muslims allowed to immigrate here?
If it is not true then why are they allowed to impinge upon an entire group and imply that they are terrorists? Isn't that both immoral and illegal?
Of course without mass immigration then the threat to our internal security would be negligible. But whats the problem with a terrorist attack, or two, or two hundred when your on the road to Utopia.
Upon Hope Blog - A Traditional Conservative Future
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'Under the law, there are two ways for an organisation to be identified as a terrorist organisation. The prosecution can prove beyond reasonable doubt that an organisation is a terrorist organisation as part of the prosecution for a terrorist offence. Alternatively, the organisation may be specified in Regulations as a terrorist organisation. This process, known as 'listing', requires certain processes set out in the legislation to be followed.'
Every group listed is Muslim, 22 are Islamist, 3 are anti-Israeli, 1 is both Islamist and anti-Israeli and 1 is a leftist group that is also Muslim.
With this knowledge it would be prudent to restrict Muslim immigration. Of course the Australian government is not prudent. Instead if you point out the fact that every terrorist group listed by the Australian government is Muslim you are told that you are either a racist or a trouble maker. It is claimed that to point out these facts invites a terrorist attack.
If that is so then why are Muslims allowed to immigrate here?
If it is not true then why are they allowed to impinge upon an entire group and imply that they are terrorists? Isn't that both immoral and illegal?
Of course without mass immigration then the threat to our internal security would be negligible. But whats the problem with a terrorist attack, or two, or two hundred when your on the road to Utopia.
Upon Hope Blog - A Traditional Conservative Future
Another Article You Might Like?
The Myth Of The Level Playing Field
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